More than half of mortgage holders say they’re ‘house poor,’ others struggle to make monthly payment

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A study from LendingTree found that 59% of mortgage holders say their monthly payment makes it hard to afford other things. (Photo by Michael Yanow/NurPhoto via Getty Images)

More than half of mortgage holders in the U.S. consider themselves “house poor” according to a new study. Online financial marketplace LendingTree surveyed 2,000 U.S. consumers ages 18 to 80 from Aug. 5 to 9, 2026 asking them about their mortgage payments and how it impacts their daily lives.

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